All loan programs

Tax identification and residency questions

ITIN & foreign-national scenarios

Some lenders consider scenarios involving an Individual Taxpayer Identification Number or borrowers who are foreign nationals. These are different circumstances and should be reviewed separately.

Documentation to discuss

The lender may review identification, tax identification, residency, income, assets and the intended property use according to the specific program.

What needs individual review

An ITIN does not by itself establish residency, lending eligibility or approval. Tell Elaine the general scenario; do not enter identification numbers here.

Program or industry reference

Educational information only. Licensing, credit approval, property requirements and lender guidelines apply. This is not a rate quote or commitment to lend. Mortgage services are provided through Heart Mortgage Corporation, NMLS #2045769.