All loan programs

Investment rental properties

DSCR

Debt Service Coverage Ratio financing focuses on a rental property’s income relative to its housing expenses under a lender’s calculation. It is generally intended for investment scenarios.

Documentation to discuss

Property income evidence, such as a lease or market-rent assessment, is reviewed with property expenses, available funds and other lender-required documentation.

What needs individual review

It is not a primary-residence loan. Property eligibility, rental-income calculation, financing terms and applicable licensing must be reviewed. It is not a no-document or guaranteed-approval loan.

Program or industry reference

Educational information only. Licensing, credit approval, property requirements and lender guidelines apply. This is not a rate quote or commitment to lend. Mortgage services are provided through Heart Mortgage Corporation, NMLS #2045769.